Tel : 864.503.9998
Fax: 864.503.8797

Email: info@spartanfederal.com
About Us Products & Services Current Rates & Fees What's New Helpful Links Contact Information

FEE DETAILED LISTING

SHARE DRAFTS/EFT TRANSACTIONS

NSF FEE
ATM/ACH/POS/DEBIT/BILL PAY $29.00 PER ITEM

NSF FEE
(Non-sufficient funds) $29.00 PER ITEM

COURTESY PAY FEE
$29.00 PER ITEM

CHECK CHARGEBACK FEE (Loan pmt reversal due to nsf)
$29.00 PER OCCURRENCE

STOP PAYMENT FEE 
$29.00 PER REQUEST

DELETE STOP PAYMENT
$15.00 PER REQUEST

PHOTO COPY OF CHECK
$ 2.00 PER DRAFT

DEPOSITED CHECK RETURN
$10.00 PER ITEM

HISTORY OF ACCOUNT
$5.00 PER MTH

TO FORCE CLOSE ABUSIVE ACCOUNT
$25.00

TO BALANCE CHECKBOOK OR
RESEARCH ITEM IN DISPUTE
(Not our error) $25.00 PER HOUR

SHARE DRAFT DORMANT ACCOUNT
$5.00 PER MONTH AFTER 1 YR. AND UNDER $100 BALANCE

COUNTER CHECKS
(Maximum 4) $1.00 EACH

MERCHANT EXCHANGE CHECK
$30.00 EACH

VISA CHECK (ATM/DEBIT) CARD REPLACEMENT
$5.00 PER OCCURRENCE

PIN REMINDER FEE
$5.00 PER OCCURRENCE

ATM FEE:
(After 8 ATM uses or Inquiries Per Month on Shares or Checking)- $1.00 PER OCCURRENCE

DEBIT
(Check) CARD FOREIGN CURRENCY TRANSACTIONS 1% fee

CHRISTMAS CLUB EARLY WITHDRAWAL
$5.00 EACH WITHDRAWAL

ITEM FOR COLLECTION
$10.00 EACH

LOANS

LATE FEE AFTER 10 DAYS
$10.00

CHECK CHARGEBACK FEE
(loan pmt reversal due to NSF check)
$29.00 PER OCCURRENCE

SHARES

SAVINGS DORMANT ACCOUNT FEE:
$5.00 PER MONTH AFTER 1 YEAR AND ACCOUNT UNDER $100.00

EXCESSIVE WITHDRAWAL FEE:
$5.00 PER WITHDRAWAL, AFTER THIRD WITHDRAWAL (per quarter)

THIRD PARTY WD CHECKS FROM SHARES
$5.00 EACH

TO REOPEN AN ACCOUNT WITHIN 6 MONTHS OF CLOSING
$5.00

CLOSING FEE PRIOR TO BEING OPENED FOR 6 MONTHS
$10.00

MISC.

WIRE TRANSFER (OUTGOING)
(CUT OFF-4:00 P.M.) $25.00 PER ITEM

WIRE TRANSFER (INCOMING)
$FREE

WIRE TRANSFER (FOREIGN-OUTGOING)
(CUT OFF-4:00 P.M.) $35.00 PER ITEM

FOREIGN ITEM EXCHANGED FOR US DOLLARS
$10.00

MISSING/INCORRECT ADDRESS
$5.00/STATEMENT

TAX LEVY/GARNISHMENT/ETC
$25.00 PER OCCURRENCE

SERVICES

CHECK CASHING FEE
(BELOW $100.00, NO LOAN, NO DIRECT DEPOSIT, NO CHECKING ACCOUNT) $5.00 each check

RAPID REFUND CHECK CASHING
5% OF CHECK AMOUNT

CHECKS
Prices vary depending on style

MONEY ORDERS
$2.00 EACH

NOTARY
FREE!

VISA GIFT CARD FEE
$3.00 EACH

ONLINE BILL PAY
FREE!

ONLINE BILL PAY PLUS
$5.00 PER MTH

LOANS: LATE FEE AFTER 10 DAYS
$10.00

VISA CARDHOLDER DISPUTE FEE
$20.00  

Note: Anyone interested in serving in a volunteer position for the credit union, please contact Isaaileen L. Rankin, Pres/CEO at 503-9998.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.		 To assist members in accessing information not maintained on this site, the Credit Union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the Credit Union's web site; 2) you are linking to an alternate web site not operated by the Credit Union; 3) the Credit Union is not responsible for the content of the alternate web site; 4) the Credit Union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the Credit Union.