Fees

FEES

SHARE DRAFTS/EFT TRANSACTIONS FEES

Effective as of 11/1/15

FEE DECRIPTIONAMOUNT
NSF Fee(ATM/ACH/POS/Debit/Bill Pay)$30.00 per item
NSF Fee (Non-sufficient funds)$30.00 per item
Courtest Pay Fee$30.00 per item
Check Chargeback Fee(Loan payment reversal due to NSF)$30.00 per occurrence
Stop Payment Fee$30.00 per request
Delete Stop Payment$15.00 per request
Photocopy of check$2.00 per draft
Deposited Check Return$10.00 per item
History of Account$5.00 per mth
To force close abusive account$25.00
To balance checkbook or research item in dispute(Not our error)$25.00 per hour
Share Draft Dormant Account (After 1 year and under $100 balance)$5.00 per month
Counter Checks(maximum 4)$4.00 each
Merchant Exchange Check$30.00 each
Visa Check (ATM/Debit) Card Replacement$10.00 per occurrence
Pin Reminder Fee$5.00 per occurrence
ATM Fee (after 8 ATM uses or inquiries per month on Shares or Checking)$1.00 per occurrence
Debit (Check) Card Foreign Currency Transactions1% Fee
Christmas Club Early Withdrawal$5.00 each
Item for Collection$10.00 each

LOAN FEES

FEE DESCRIPTIONAMOUNT
Late Fee after 10 Days$10.00
Check Chargeback Fee(loan payment reversal due to NSF check)$29.00 per occurrence

SHARES FEES

FEE DESCRIPTIONAMOUNT
Savings Dormant Account Fee (After 1 year and account under $100.00)$5.00 per month
Excessive Withdrawal Fee (After second withdrawal per month)$5.00 per withdrawal
Third Party WD Checks from Shares$5.00 each
To reopen an account within 6 months of closing$10.00
Closing fee prior to being opened for 6 months$10.00

SERVICES FEES

FEE DESCRIPTIONAMOUNT
Check Cashing Fee (Below $100, no loan, no direct deposit, no checking account)$5.00 each check
Rapid Refund Check Cashing5% of check amount
ChecksVary depending on style
Money Orders$2.00 each
NotaryFREE!
Visa Gift Card Fee$3.00 each
Online Bill PayFREE!
Online Bill Pay Plus$5.00 per mth
Loans: Late Fee after 10 Days$10.00
Visa Cardholder Dispute Fee$20.00

MISC FEES

FEE DESCRIPTIONAMOUNT
Wire Transfer Outgoing (Cut off at 4:00 PM)$30.00 per item
Wire Transfer IncomingFREE!
Wire Transfer Foreign-Outgoing (Cut off at 4:00PM)$35.00 per item
Foreign Item Exchanged for US Dollars$10.00
Missing/Incorrect Address$5.00/Statement
Tax Levy/Garnishment etc.$30.00 per occurrence